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Insurance Bad Faith Attorney

People purchase insurance policies expecting their providers to cover damages resulting from accidents or other such disasters. As long as the damages match what the policy covers, the policyholder should receive adequate financial coverage from his or her insurer in a timely manner. However, some insurance companies fail to provide the full assistance their policyholders deserve. If an insurer wrongfully refuses to pay a policyholder, or agrees to pay only after waiting an unnecessary period of time, the policyholder may be able to take legal action against the provider for insurance bad faith.

If you’ve been mistreated by an insurance company and aren’t sure about where to turn for help, we can walk you through the legal process involved in an insurance bad faith lawsuit. To learn more about these legal actions and how they can empower you to get the coverage you deserve, contact the Louisville insurance bad faith lawyers of Hull & Zimmerman, P.C., today at (303) 423-1770.

Grounds for a Bad Faith Lawsuit

Insurers are legally obligated to offer coverage when the policy agreement they have with a customer indicates that coverage should be provided. Considering that policyholders pay for this coverage through premiums, insurance bad faith is taken very seriously by the courts.

A policyholder may have grounds to sue his or her insurance provider in the following circumstances:

  • The insurance company isn’t paying for damages that should be covered
  • The insurance company’s payments are exceedingly late
  • The investigation of damages carried out by the insurer was incomplete or false
  • The insurance company is paying much less than coverage demands

A successful bad faith lawsuit can result in compensation for the lost coverage for the policyholder.


At Hull & Zimmerman, P.C., we are honored to help accident victims in their time of need, and take our responsibility as personal injury lawyers incredibly seriously. We know how important it is for victims to secure the full and fair compensation they need following a serious accident, and that is why we take a hands-on, personalized approach to every case we handle.

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