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Thornton Insurance Dispute Lawyers

judges hand swinging wooden gavel | Thornton Insurance Dispute LawyersIf you are injured in a car accident in Colorado, you may need to file a personal injury claim with an insurance company after your accident, in order to collect compensation. When you file a personal injury claim, you must then be prepared to negotiate a settlement with the claims adjuster. This is part of the claims process and one that is critical to collecting the compensation you need – and deserve. The Thornton insurance dispute lawyers at Hull & Zimmerman can help you understand the insurance company settlement process, and guide you in recovering compensation for you injuries.

The insurance company is only concerned with protecting their bottom line. This means that they will likely offer you a low-ball settlement offer at first. This offer is just a fraction of what you may need to recover and it should not be accepted without first consulting with an experienced insurance dispute attorney. If you decide to reject the insurance company’s initial offer, you will need to begin the negotiations process. An experienced Broomfield personal injury lawyer is needed during this time to protect your rights.

Steps to Negotiate an Personal Injury Settlement

Although no two cases are alike, there are some steps that you and your lawyer will take when negotiating a settlement with the insurance company.

  • File a Personal Injury Claim with the Insurance Company – immediately after your accident, you will need to file a claim with the at-fault driver’s insurance company. This begins the settlement negotiation process.
  • Receive a Reservation of Rights Letter from the Insurance Companythis letter indicates that the insurance company will begin the process of investigating the claim. This is not an admission of guilt or guarantee that they will pay your claim.
  • You Send a Demand Letter – this letter will detail the basic facts of your accident and it will include any medical bills, out of pocket expenses, and lost income. You will also calculate the amount of pain and suffering this accident has caused you. These are damages and your attorney will help you calculate these before sending your demand letter.
  • Claims Adjuster Responds – once your claims adjuster receives your demand letter, they will call you on the phone or send you a written letter to begin actually negotiating the settlement. The insurance company will claim that you do not need as much money as your demand letter states. They may also tell you that this amount exceeds the maximum they are allowed to approve. Your attorney will be invaluable during this process.
  • Negotiations Continue – offers and counteroffers can continue until you and your attorney reach a settlement agreement with the insurance company.

Contact Our Experienced Broomfield Personal Injury Lawyers

Attorneys Hull & Zimmerman If you or someone you love has been injured in a car accident in Broomfield, Northglenn, Westminster, Thornton, or anywhere in Colorado, it is important to contact our experienced personal injury attorneys immediately. At Hull & Zimmerman, P.C., our committed personal injury lawyers are dedicated to the belief that everyone deserves justice. Contact us at (303) 423-1770 or (866) 385-3505.

Our personal injury lawyers have extensive experience representing injured accident victims in Broomfield, Arvada, Superior, Lafayette, Louisville, Erie, Brighton, Commerce City, Northglenn, Westminster, Thornton, Longmont, and throughout Colorado.


At Hull & Zimmerman, P.C., we are honored to help accident victims in their time of need, and take our responsibility as personal injury lawyers incredibly seriously. We know how important it is for victims to secure the full and fair compensation they need following a serious accident, and that is why we take a hands-on, personalized approach to every case we handle.

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