Thornton Insurance Dispute Lawyer

If you are injured in a car accident in Colorado, you may need to file a personal injury claim with an insurance company after your accident, in order to collect compensation. When you file a personal injury claim, you must then be prepared to negotiate a settlement with the claims adjuster. This is part of the claims process and one that is critical to collecting the compensation you need – and deserve. The Thornton insurance dispute lawyers at Hull & Zimmerman can help you understand the insurance company settlement process, and guide you in recovering compensation for you injuries.

The insurance company is only concerned with protecting their bottom line. This means that they will likely offer you a low-ball settlement offer at first. This offer is just a fraction of what you may need to recover and it should not be accepted without first consulting with an experienced insurance dispute attorney. If you decide to reject the insurance company’s initial offer, you will need to begin the negotiations process.

Steps to Negotiate an Personal Injury Settlement

Although no two cases are alike, there are some steps that you and your lawyer will take when negotiating a settlement with the insurance company.

File a Personal Injury Claim with the Insurance Company – immediately after your accident, you will need to file a claim with the at-fault driver’s insurance company. This begins the settlement negotiation process.
Receive a Reservation of Rights Letter from the Insurance Company – this letter indicates that the insurance company will begin the process of investigating the claim. This is not an admission of guilt or guarantee that they will pay your claim.
You Send a Demand Letter – this letter will detail the basic facts of your accident and it will include any medical bills, out of pocket expenses, and lost income. You will also calculate the amount of pain and suffering this accident has caused you. These are damages and your attorney will help you calculate these before sending your demand letter.
Claims Adjuster Responds – once your claims adjuster receives your demand letter, they will call you on the phone or send you a written letter to begin actually negotiating the settlement. The insurance company will claim that you do not need as much money as your demand letter states. They may also tell you that this amount exceeds the maximum they are allowed to approve. Your attorney will be invaluable during this process.
Negotiations Continue – offers and counteroffers can continue until you and your attorney reach a settlement agreement with the insurance company.

Contact Our Experienced Thornton Insurance Dispute Attorneys

If you or someone you love has been injured in a car accident in Colorado, it is important to contact our experienced Thornton insurance dispute lawyers immediately. At Hull & Zimmerman, P.C., our committed team is dedicated to the belief that everyone deserves justice. Contact us today.

Client Reviews & Testimonials

126 reviews

“Your absolutely best choice for a personal injury lawyer. Cares about you and will fight for you.”

Bradford L.

“I went into Hull and Zimmerman after I was rear ended. I was not so sure if I was doing the alright thing never filed a claim before. I loved how Mr. Zimmerman was honest and straight forward with me. I knew all my options before I even decided if I wanted to follow through with the claim. I was not expecting any kind of...

Danette S.

“Rick Hull was an outstanding lawyer! He worked diligently to ensure that I was taken care of and all of my questions were answered. He is a kind, caring and compassionate person that wants to help his local community. Rick was honest and made a conscious effort to contact and inform me of the progress he was making towards my case. I am thankful Rick...

Britni F.

“Mike Zimmerman has helped me on several leagal issues that only an exceptional attorney could handle. He the best attorney I have ever dealt with. He takes time to listen to you and this is important. I would recommend Mike Zimmerman first to anyone who needs the best.”

Chuck S.

“Worked with Alex Zimmerman after being mauled by my neighbor’s dog. Everything was handled in a professional manner, all medical bills were paid, outstanding service! Would highly recommend & definitely would use again if anything else were to happen in the future.”

Steven M.

“I highly recommend Michael Zimmerman’s services. He is thorough and fair and communicates with you on each step of the process. You can trust in him to get the job done in a timely manner.”

Tara R.

“January 16, 2014 When I was in a serious car accident, involving a drunk driver, who was driving without a driver’s license and had no insurance, I knew I needed a premier personal injury law firm to represent my best interests. I was not sure I had much of a case, but when I met with Rick Hull, a named partner of the law firm,...

Amy W.

“I first started my venture for a lawyer after slipping on an ice packed driveway and breaking my leg. I talked to a few of the guys on tv, and a few on the internet…none seemed to be interested in my case and wouldn’t even take the time to talk to me face to face. Then I got in touch with a guy that sounded...

Hass M.

“I am happy to refer you to Mike Zimmerman as a personal injury lawyer. From day one, I felt that Mr. Zimmerman was very professional and up-front with me. He kept in touch with us well, and went to every corner to find ways to present our case well. I feel that Mr. Zimmerman did everything he could to get the best outcome from my...

Becky H.

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Located in Northglenn Colorado, we proudly serve the North Denver communities of Arvada, Broomfield, Thornton, Westminster, Northglenn, Lafayette, Superior, Louisville, Brighton, Commerce City and beyond.

Hull & Zimmerman P.C. is a highly-regarded personal injury law firm known for its compassionate, knowledgeable, and effective legal representation. Clients consistently praise the firm’s attorneys for their dedication, professionalism, and ability to achieve favorable outcomes. They are particularly impressed by the firm’s personalized approach, clear communication, and willingness to go the extra mile to protect their clients’ interests.